HOA rules by community · St. George
The Ledges: White Rocks
The Ledges is not one set of rules. White Rocks and Cinder Bluffs are separate documents with different limits, and a homeowner who reads the wrong one gets the wrong answer. In White Rocks, irrigated area is capped at 5,000 square feet, trees are capped at 20 feet for view protection, exterior paint must be 38% reflectance or less with a 4-foot test patch, roofs are tile only, chain link, wood, plastic and composite fences are all prohibited, and retaining walls stop at 4 feet. In Cinder Bluffs the tree limit is 25 feet, there is no irrigated-area cap at all, and construction starts an hour later. Two of those numbers are close enough to be mistaken for each other, which is exactly why they get separate pages.
The enforcement side of White Rocks is where a contractor's paperwork matters. Fines run $500 per day after 15 days' notice. Contractors carry $1 million per occurrence and $2 million aggregate commercial general liability. Work runs 6 a.m. to 6 p.m. Monday through Saturday with nothing on Sunday, and dumpsters sit 15 feet behind the curb. Every one of those is the community's own rule, not a city ordinance — the research found construction work hours in no municipal code it reviewed.
Design review
The exterior standards are written as measurable limits, which means a submittal either meets them or it does not.
- Exterior paint at The Ledges White Rocks must be 38% reflectance or less, and a 4-foot test patch is required.1
- The Ledges White Rocks permits tile roofs only.1
- The Ledges White Rocks prohibits chain link, wood, plastic and composite fencing.1
- Retaining walls at The Ledges White Rocks are limited to 4 feet.1
- White Rocks and Cinder Bluffs carry different tree height limits, different construction start times and different solar language, so any claim about The Ledges has to name which document it comes from.2
- Utah has no statutory deemed-approval provision and no statutory review deadline, so any review clock in a Ledges submittal comes from the community's own document.3
Landscape rules
White Rocks caps the irrigated area and caps the trees. Both interact with the county rebate and with the city ordinance.
- The Ledges White Rocks caps irrigated area at 5,000 square feet.1
- Trees at The Ledges White Rocks are capped at 20 feet for view protection.1
- St. George caps residential lawn at 8% of lot size to a maximum of 1,500 square feet and prohibits lawn in park strips and in any landscape area under 8 feet wide.1
- An HOA in St. George or Washington City cannot lawfully require more lawn than the city permits.1
- The Washington County Water Conservancy District's Water Efficiency Standards provide that where the standards conflict with a municipal ordinance or with the requirements of a common interest community, the regulation giving the greatest water conservation benefit applies.4
- In St. George the city's 1,500 square foot lawn cap and 15% slope limit are the governing numbers, because each is the more conservative of the two overlapping rules.4
Where the CC&R meets the rebate
A 20-foot tree cap does not shut a homeowner out of the rebate — the district counts trees generously, and it counts the ones already in the ground.
- The Washington County Water Conservancy District pays $3 per square foot on the first 1,000 square feet of lawn converted and $2 per square foot after that, for projects completed before June 1, 2027.4
- The district credits each tree with 350 square feet of plant cover toward the 50% coverage requirement, and mature size at installation does not matter.4
- Existing trees and plants inside the conversion area that survive the work count toward the district's plant cover calculation.4
- Ungrouted pavers and dry-set flagstone are treated as mulch and stay inside the rebated area, while poured concrete and mortared work are subtracted from the incentive calculation.4
- A homeowner who removes or kills the lawn before receiving the district's written approval loses the rebate.4
- The conservation easement granted in exchange for the rebate continues in perpetuity and prohibits irrigated grass, spray irrigation, pools, ponds and water features inside the converted area.4
Working on your house
The hours, the fine rate and the insurance requirement are all set by the association, not by the city.
- Construction hours at The Ledges White Rocks run 6 a.m. to 6 p.m. Monday through Saturday, with no work on Sunday.1
- The Ledges White Rocks imposes fines of $500 per day after 15 days' notice.1
- Contractors working in The Ledges White Rocks must carry commercial general liability of $1 million per occurrence and $2 million aggregate.1
- Dumpsters at The Ledges White Rocks must sit 15 feet behind the curb.1
- Construction work hours were found in no municipal code the research reviewed, so hours in Washington County come from the CC&R rather than from the city.1
What the statute adds
Five provisions of Utah law sit on top of the White Rocks document, and one of them governs how a fine has to start.
- Under Utah Code § 57-8a-109(4), a written denial must name each governing document provision the association relied on and the specific aspect of the plan that does not conform to it.3
- Before any fine, Utah Code § 57-8a-208 requires a written warning naming the violation and the provision violated, and for a continuing violation a cure period of not less than 48 hours; an owner may request an informal hearing within 30 days and appeal by civil action within 180 days.3
- Utah Code § 57-8a-231(3)(b) provides that except where reasonably necessary for erosion control, an association may not require a lot owner to install or keep in place lawn or turf in an area less than eight feet wide.3
- Utah Code § 57-8a-701 provides that no governing document other than a declaration may prohibit solar, so a rule or design guideline alone cannot ban it, and size or location restrictions must not cut efficiency or raise cost by more than 5%.1
- Under Utah Code § 57-8a-217, a board must give lot owners at least 15 days' notice and an open forum before adopting or amending a rule or design criterion, and the action is disapproved if within 60 days at least 51% of all allocated voting interests vote it down at a special meeting.3
- Utah Code § 57-8a-212 and § 57-8a-218(22)(c)(iii) each bar an association from restricting a lot owner from hiring a contractor solely because the contractor is not on the association's preferred vendor list.2
What we could not read
These are the parts of The Ledges: White Rocks’s documents we could not get to a verified copy of. We would rather say so than guess. Your association can give you the current versions, and Utah Code § 57-8a-227 says what they have to hand over on request.
- Review cadence and any deemed-approval window
- Document names and revision dates
- Solar language
- Management company
- Plan review fees, deposits and dues
- HOA-specified rock colour and size
Before you submit anything
- What Utah law says an association can require of your yard
- What a denial letter is legally required to say
- Whether they can make you use their contractor
- How to escalate, and to whom
Other St. George communities
Where this comes from
Every line above traces to a document we read in full. The number after a sentence points to the research below; hover it for the section. If you find a line wrong, tell us and we will fix it and say so.
- The Washington County playbook, August 2026 Our own working document, compiled from the same primary sources: municipal codes, the Utah Code, WCWCD documents and community CC&Rs. 4 sections cited. Hover a number above for the section.
- The content briefs, August 2026 Our own working document, compiled from manufacturer warranties, WCWCD documents, the Utah Code and Census QuickFacts. 2 sections cited. Hover a number above for the section.
- HOA research, August 2026 Compiled from Utah Code Title 57 Chapters 8 and 8a, Title 13 Chapter 79, HOA Ombudsman advisory opinions, and the recorded CC&Rs and design guidelines of the named communities. 4 sections cited. Hover a number above for the section.
- Landscape and hardscape research, August 2026 Compiled from Washington County Water Conservancy District program documents, its sample conservation easement and FAQ, Utah Water Savers, the 2023 USDA hardiness map, USU Extension, and St. George City Code, Title 10. 5 sections cited. Hover a number above for the section.
The quote is the number. There is no second number.
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